Risks of Remodeling Without a Permit

Navigating the permit process: a crucial step in home modifications

Most cities require that homeowners obtain a building permit before making modifications to their residence. Which modifications require a permit vary by city. Also, some cities are more vigilant than others in enforcing permit laws.

In order for the homeowner to receive a permit, the homeowner or his/her designee are required to file plans and pay fees to the city. In addition, the improvements are given a value. If they increase the value of the property, this may result in an increase in property taxes. Inspections are often required, and this means having to schedule and then wait for inspectors to approve the work to be done. This process can be time consuming and inconvenient in the short run. It is for this reason that some homeowners skip the permit process.

If a permit is needed and you fail to get one, the city may discover this at some time in the future and getting a permit retroactively can frequently be significantly more expensive and much more problematic than having obtained the permit before work commenced. If work is not done in accordance with city procedures or if the inspector is unable to determine if the work has been done properly, the homeowner could be required to open walls, tear up floors, so that the inspection may take place. In addition, by law, work not permitted where a permit was required must be disclosed to any prospective purchaser. This may cause the owner to discount their sale price or perform costly or time-consuming repairs before title can be transferred.


For prospective buyers of a property, save yourself the future hassle and loss of money by researching whether all work on the premises has been done according to code and with the proper permits. You may obtain these permits by going directly to Building & Safety in the municipality in which the property is located or by hiring a “permit puller” who will research the permits for you.

Share this post on

pumpkins
By Hudson Smith • September 21, 2026
There’s something about fall in Guelph that makes you want to grab a sweater, order something pumpkin-spiced, and spend an afternoon at a local farm. Whether you’re searching for the perfect pumpkin to carve, planning a family day out, or just looking for a great fall photo spot, there are plenty of pumpkin patches and farms in and around Guelph worth visiting.  Here are some of our favourite spots to add to your fall bucket list.
Apple Picking
By Hudson Smith • September 18, 2026
There’s something about apple-picking season that makes it officially feel like fall in Guelph. Crisp mornings, country roads, fresh apples, warm baked goods and a day spent outside are all part of the experience.
By Hudson Smith • September 16, 2026
Over the past several years, a steady stream of people have made the move west from the Greater Toronto Area to Guelph, and once you spend a little time in the city, it is easy to understand why. Guelph offers something that has become increasingly rare in Southwestern Ontario, a genuine sense of community and space without cutting yourself off from the opportunities the GTA provides. The Commute Is More Manageable Than People Expect The GO Train connects Guelph Central Station directly to Toronto's Union Station, with the trip taking roughly ninety minutes. For anyone who has spent time commuting within the GTA itself, that number often sounds more reasonable than expected, especially once you factor in that Guelph commuters are trading traffic and crowded platforms for a calmer, more predictable ride. For people who only need to be in the office a few days a week, the trade off tends to make even more sense. More Space for the Same Budget One of the most common reasons people give for looking outside Toronto is simple. Housing dollars stretch further in Guelph. Detached homes, larger lots, and neighbourhoods with room to grow are still attainable here in a way that has become increasingly difficult to find closer to the downtown core of the GTA. For young families especially, that difference can mean the gap between renting indefinitely and actually settling into a home that fits their long term plans. A Slower Pace Without Losing the Amenities What sets Guelph apart from a lot of smaller commuter towns is that it does not feel like you are sacrificing much to get that extra space and breathing room. The city has a full hospital, a major university, a strong restaurant and brewery scene, and enough cultural programming through venues like the River Run Centre to keep things interesting year round. It is a rare combination, small city calm paired with genuine city amenities. A Growing, Diverse Community Guelph has also become notably more diverse over the past decade, partly thanks to the university drawing people from across the country and around the world, and partly because more families are choosing to relocate here from bigger cities. That shift has added new energy to the local food scene, the festival calendar, and the overall character of the city, while still keeping the strong sense of community that longtime residents value most. Not Just a Bedroom Community It is worth noting that Guelph is not simply a place people sleep before commuting elsewhere. Major employers like the University of Guelph, Linamar, and Sleeman Brewery mean a significant portion of residents work locally, which helps the city maintain its own identity rather than functioning purely as a Toronto suburb. That local employment base is part of why Guelph's downtown and neighbourhood business districts have stayed as vibrant as they have. Weighing the Move For anyone currently living in the GTA and wondering whether a move to Guelph makes sense, the honest answer usually comes down to priorities. For people who want more space, a stronger sense of community, and a commute that is still workable a few days a week, Guelph consistently comes up as one of the more compelling options in the region. The best way to know for sure is to actually spend time here, walk a few neighbourhoods, sit at the farmers market on a Saturday morning, and get a feel for the pace of life before making any decisions. Guelph has a way of making its case simply by being itself, and for a growing number of former Torontonians, that has been more than enough.
See More Posts